Take risk, but act prudently.

Cyber Liability

As recent data breaches demonstrate, employee benefit plans face exposure from data breaches and other possible cyber events. While most fiduciary policies already cover many cyber claims from third-parties, in the event of a data breach, benefit plans face a coverage gap in complying with state notification requirements and responding to information breaches. The Euclid Vanguard insurance policy is the first fiduciary liability insurance policy to include a sublimit for first-party cyber insurance coverage. This valuable coverage enhancement reimburses funds for the costs of complying with notification statutes.

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